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It provides justification for targeted mitigation programs or at least justifies shifting fixed money pools to where they may do more to help. For example, above average smoking risk -> double down on smoking cessation or surcharge for totally avoidable risks like a smoker penalty.

Lots of large employers are self insured, in that they pay the claims. So the risk there is anything beyond the out of pocket maximum, e.g., a heart attack pierces the OOPM and then runs up another $50K-$250K easily, depending on complexity. Even if they are not self insured, most aim for an...

The employer bears more of the risk in the employer-sponsored health insurance arrangement. This screening is about risk management. If one does not want to give data to employers, get insurance elsewhere.

This was what I was thinking too. Despite generally not being a huge fan of religion I do think the West is lacking a "true north" leaving a vacuum / vulnerability.

Status quo is white mixed European English-dominant as culture. By differentiating from status quo people can be "special" or "interesting". Ethnically, this is exacerbated by two things, imo, 1. US is young so our history doesn't get romanticized as easily (simple example how many movies have...

I don't think it's as premeditated / malevolent as much as it is amorally profit driven. Powerful incentives to appeal to and win in the mass market and powerful incentives to homogenize that mass market ASAP. Look at the NFL pandering to women, why, it doubles its consumer base. Look at Dove...

Progressives are progressing towards what exactly? Where every human is some identity-less husk of a consumer? Some amorphous blob representing a single component of a global amorphous blob? No borders, no genders, no races, no ages, no orientations...just a truly global market where all 7B of...

My OR prof did his phd thesis on single piece flow education in which each student moves as fast as possible. Would be a really interesting framework, not sure about scalability. Grad school sort of is like this, I had the option to do 1-4 courses per sem.

The crux of science is the falsifiable hypothesis. If sociology has these, it is science. If it does not, it is not. I would be interested in seeing high level / high quality sociology. Typically the knot-hole or hurdle is the math and / or correctly linking it back to the text. Very often...

Legal in 2002 but didn't get into politics until after college. 2016 - abstained 2012 - paul 2008 - paul

Casual promiscuity favoring established men is different than marriage.

Hell I swear we used to have productive debate / discussion in here. I was hoping once the presidential election passed things would go back to that.

Mental health is complex and difficult to diagnose. It's probably 100 years behind physical medicine. This thread motivates two hypotheses: 1. There seems to be honor / currency among the deep left that is obtained by having a mental disorder (self of professionally diagnosed). As a result...

Thats how you create a large contingent of pissed off with no outlet 20-30 year old men. Richer, older men form harems of wives and younger less affluent ones get left high and dry. Perfect to breed radicalism, etc. A resounding "no" on bringing that here.

Nfl trying to engage women and pussy foot around sensibilities after the wardrobe malfunction.

And calling everyone's posts "D level reasoning" and referring to "the literature" as if it is an argument trump card.

They have really strong STEM programs, this is a major bummer.

I agree and long run I think it would be optimal to grow the pie, sell more things in more places than to try to strong arm production back on shore. My quibble is predominantly with the position that trade and other macroeconomic issues are forehead slappingly easy and the administration is...

Right, hence trying to force production so it takes place on our floor. Not saying I agree but I do see the thought process.

I disagree with the thought process of lumping willingness to pollute as a comparative advantage. This is not plentiful resources versus scarce resources and using tariffs to equalize, this is something with all kinds of potential adverse outcomes.