Do legitimate loan sharks exist

If you aren't making this up, you have no idea how to manage your finances. First, you shouldn't be maxing out your credit cards at any point... especially if you have investments. Second, you should have enough emergency cash to last a few weeks at home in case a natural disaster happens or something else happens and you can't get access to your bank.
I wonder if TS even has them in an accessible account rather than a retirement portfolio. If so, don't count that towards your current wealth. I would assume he does, otherwise he can't be dumb enough to not skim it in with looming credit card charges. Or could he?

protip: investments are dumb if you have any CC debt. Pay that off first highest priority.
 
Yes they do but it's not as common as it use to be. Getting credit and bank loans is easier these days.
 
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lolz this is a common thing here but this business is run by Indians, they call it 5/6 because you borrow 5 and pay back 6.
 
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