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Word. Probably just invest at the moment - make myself put some money away and let it grow. I feel like that could turn into saving for retirement eventually
1) open a questrade account
2) every pay cheque put 10% for investing
3) purchase as many units of an etf such as QQQ as you can via the 10% in step 2 (don't worry about fluctuations because you are dollar cost averaging)
4) long term profit