Lol what kind of job do you have where a smart phone isn't a necessity?
Even working at McDonalds requires a phone moron. How else are they/people going to reach you? Two cans and a piece of string? Basically a phone is required if you are trying to get ANY job.
Mustn’t have licked a lot of boots I guess and am a total Israeli but I’m doing fine, although my Benny card is giving me shit over my chiropractor lately.Yeah, and how is your pension, and health care co-pays going?
If your answer is that they are doing well, you are literally the 1%. If your answer is shit, enjoy taco Tuesday.
And you are right to some extent, but the problem for me is where a good chunk of that 371$ car payment, or 120$ minimum payment on the credit card is going?
It's going to large financial institutions who get it for free at the 0% FED loan window. Our banking industry is now 25% of the economy and growing. Member when being a banker was boring, like a librarian, instead of a rock star gangster millionaire? Pepperidge farms members.
Well that's not exactly my point. My point is that money is not staying with you. Imagine if we reduce the spending by $200. You could invest that money. I see way to many people driving cars that are way to expensive for their income.
Growing up in my 20's to now that I'm 40. Friends and family buying 30k cars on 60k annual income. I myself have thrown away money on cars and credit cards throughout my lifetime. I look back in horror on how much money I could have now if I gone a bit cheaper on a car or waited a bit longer to save and buy the big screen TV. Luckily I have as Dave Ramsey says "the income to hide my stupidity."
Um most the jobs we are talking about. McDonalds requires a smart phone? We are talking about poor people.
What is the meaningful difference between a smart phone and penicillin?
I was in the military, a cashier, a middle manager, an account, then owned 3 different businesses
I only actually needed a smart phone for 2 businesses I owned. And I probably could have still got by without one
When my wife and I pay more taxes in a year than Exxon Mobile something is wrong.
But fuck Warren and her open borders friends. Open borders are a war against the middle class.
Democrats are an open border party now. Welcome to 2018.LOL! Warren is for open borders, and I doubt anyone she knows is. Where do people come up with this lunacy?
Democrats are an open border party now. Welcome to 2018.
He has a trolly persona so he has the ingrained excuse of "hehe I was just trolling" when he says something amazingly stupid.Jesus, I can't tell if you're trolling. But in case you're not, there are two obvious problems with this. One, picking stocks well requires knowledge. In fact, most "experts" can't even beat index funds and can't even justify their fees. The second, and more important problem, is that people don't have cash to invest. There are so many people that can't make ends meet that they don't have any safety savings for emergencies, couldn't afford a $500 surprise bill, etc. so they sure as hell can't invest.
It's a circular problem. Gains have gone to the richest folks and wages are stagnant which means lots of people who earn from wages aren't able to invest (which is where the gains are to be had).
And your disgust of people who simply work for a living makes me think you're trolling, but if not it's pretty lame.
Do you really think eating McDonalds and owning a phone is a luxury?
Do you mean being fed addictive poison in an industrial speed because you can't afford heathy natural products? Keep your decadenceHaving someone make you a burger in 3 minutes with fries and a 30 gallon drum of soda? Yeah, that's pretty effing decadent.
Sure. At the same time owning a smart phone with a data plan is a prerequisite to getting a job in the skilled trades. It's looked at as an indispensable tool and not a luxury in many other areas as well.Find anybody's phone and see how much of their browsing history is for business. It's youtube, podcasts, probably porn and netflix, twitter.
Did you have a smart phone 15 years ago? It's nothing short of amazing that you consider it a necessity now. Now it's a high data plan that is considered standard. You're making my point.Sure. At the same time owning a smart phone with a data plan is a prerequisite to getting a job in the skilled trades. It's looked at as an indispensable tool and not a luxury in many other areas as well.
It is though. Many companies have gone paperless. From timecards to work orders to the necessity of always being available, it's reality now. My smartphone is my office. And I goof off on Sherdog at the office waaaay too much.Did you have a smart phone 15 years ago? It's nothing short of amazing that you consider it a necessity now.
That's my point though. Nothing is a luxury for that long. There are things as absurdly luxury as smart phones that considered needs now. Life gets betterIt is though. Many companies have gone paperless. From timecards to work orders to the necessity of always being available, it's reality now. My smartphone is my office. And I goof off on Sherdog at the office waaaay too much.