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Mum branded 'one of the most morally bankrupt' as she clocks up 220 offences
Charmaine McAllister is now back behind bars following her latest fraud in Cheshire, which saw her masquerade as a police officer, bank worker, soldier and advertising executive
www.mirror.co.uk
Mother of three who has swindled more than £100k is jailed again
Charmaine McAllister, 37, has defrauded dozens of victims across Britain out of more than £100,000 since 2002.
A mother who has clocked up 220 offences during a 21-year criminal career of fraud was branded 'one of the most morally bankrupt women' by a judge yesterday.
Charmaine McAllister, who has appeared in courts 50 times, first went to jail when she was just 22 for stealing a handbag containing £600 at an equine event. Now aged 37, McAllister's latest crime saw her masquerade as a police officer, bank worker, soldier and advertising executive from Horse and Hound magazine to carry out credit scams and defraud dozens of victims out of more than £100,000 altogether.
The mum of three, a former grammar school pupil, was arrested again after she defrauded three car dealerships by acquiring vehicles, including two BMWs using stolen credit card details and then quickly selling them on to others for cash. She was jailed for another 15 months at Chester Crown Court yesterday.
Inquiries revealed McAlister was on bail for other fraud offences at the time and had previously been to jail at least 16 times. She is currently banned from every equestrian centre in Britain after targeting horse riders attending village shows and dressage events.
Sentencing the prolific crook, Judge Steven Everett said: ''I have been around for quite a long time now but I do not remember any person male or female, who has committed so many frauds. Her record is as bad as I have seen. She is without a doubt the most dishonest woman I have come across."
McAllister, from Boston, Lincs, was jailed for another 15 months after she admitted 10 fraud offences and one theft. She also goes by the name Charmaine Rowan and 15 other aliases.
Her stretch will be added to a 40 month jail term she is currently serving at a jail in Peterborough for a series of other stings.
He added: "This is a truly tangled web and totally brazen dishonesty. You are a sophisticated fraudster to be sure, a fraudster without any morals whatsoever, without any regret about what you do. You are one of the most morally bankrupt persons I have ever come across. Nothing is too small for you to steal or defraud and I'm not convinced that you are going to change. As time goes by you just get longer and longer prison sentences that will protect the public for a little while.
You have had a total of 50 different court appearances which is mind boggling and your set of previous convictions are the worst I have ever seen for a fraudster. You must be thinking about fraud whenever you come out of prison, time and time again. You have lied to the courts about what you are going to do, lied about your illnesses and you have even stolen from your own mother in the past. You are truly a despicable person [She also stole an 88 year old woman's purse]. I am quite sure that you will say anything you can to try to reduce your sentence so that you can get out and carry on and just help yourself.''
During her two-decade-long spree, McAllister spent her stolen cash on luxury cars, cosmetic surgery, hotel stays and designer clothing.
February 2008 Lincoln Crown Court - theft of handbag: Nine months jail.
June 2011 Boston magistrates court - theft of purses and credit card fraud: Four months jail.
January 2014 Winchester Crown Court - 18 offences of fraud and theft and with 45 others to be considered after £31,882 was stolen at horse trials : two years jail suspended for two years.
June 2015: Sheffield Crown Court - fraud and theft x 45: four years and eight months in jail and issued with a criminal behaviour order (CBO) banning her from contacting advertisers of horses, ponies or equestrian equipment for sale.
April 2018: Leeds Crown Court - fraud and handling stolen goods after stealing purse from 88-year old woman at Costa Coffee - nine months jail
July 2018: Leeds Crown Court - 15 charges of fraud and breaching the CBO: four years jail.
October 2018: Gloucester magistrates court - fraud: 26 weeks jail.
July 2021: Birmingham magistrates court: fraud: 12 months jail.
June 2023: Lincoln Crown Court: fraud x 4: 40 months in jail.
June 2011 Boston magistrates court - theft of purses and credit card fraud: Four months jail.
January 2014 Winchester Crown Court - 18 offences of fraud and theft and with 45 others to be considered after £31,882 was stolen at horse trials : two years jail suspended for two years.
June 2015: Sheffield Crown Court - fraud and theft x 45: four years and eight months in jail and issued with a criminal behaviour order (CBO) banning her from contacting advertisers of horses, ponies or equestrian equipment for sale.
April 2018: Leeds Crown Court - fraud and handling stolen goods after stealing purse from 88-year old woman at Costa Coffee - nine months jail
July 2018: Leeds Crown Court - 15 charges of fraud and breaching the CBO: four years jail.
October 2018: Gloucester magistrates court - fraud: 26 weeks jail.
July 2021: Birmingham magistrates court: fraud: 12 months jail.
June 2023: Lincoln Crown Court: fraud x 4: 40 months in jail.
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